How Does Technology Affect Skill Demand? Technical Changes and Capital-Skill Complementarity in the 21st Century

By Yifan (Eva) Gong. Macalester College.

This paper attempts to examine technology’s impact on the labor market through the lens of skilled labor. Technical changes in the late 20th century are skill-biased… Continue reading How Does Technology Affect Skill Demand? Technical Changes and Capital-Skill Complementarity in the 21st Century

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Vocabulary as an indicator of creditworthiness: An analysis of public loan data

By Justin Wagers. University of Puget Sound.

The purpose of this research is to determine the usefulness of a borrower’s vocabulary in determining his/her creditworthiness. The analysis takes a word-frequency approach to 36,055 loans… Continue reading Vocabulary as an indicator of creditworthiness: An analysis of public loan data